Combining Finances
Everywhere I read states that most couple fight over money. Isn’t there more to fight about? Like who is going to take the trash out? Or who is walking the yipping Chihuahua tonight?
Counselors can help, but also so can the experiences surrounding you may make you understand why you act the way you do with money.
My parents were savers — both to a certain extent. My mom would always spend more than my dad, but my dad could make a $20 bill stretch further than I ever could. So in my relationships, I have always been the saver. Always thinking about where each dollar and cent goes. I need to weigh the pros and cons before buying a certain item. My significant others have always been spenders. He is always the one buying a round of drinks for our friends at the bar. Or the one who pays for a long lost friend’s dinner when he comes to visit. Or the one to pay for an elaborate trip down to The Florida Keys.
How do we solve this recurring issue? Plan…work on a budget together. Come to the conclusion that no item over $100 will be purchased unless both agree. Budget “fun money” into you bill budget. (Make sure to include the drinks as well as the trips.) Maybe even look into “me-we-me” money. Three separate accounts. One for him, one for you and one that cannot be touched unless both agree. Weigh in and let me know what you think? Got a suggestion? Comment below.